Melody Mayheim's bOObiezzz 🙈

[melody mayheim]

Up to $1,485!!!!!!!

[melody mayheim]

Does anyone know if a credit score of 634 will be approved for a 5,000 loan? When i originally applied for a loan i applied for a 8000 loan n my credit score was lower- i needed a cosigner..Im scared to apply cuz my credit score drastically decreased after applying for that loan..

[dytmook]

Shouldn't ding it that bad to have it run. Could help get it approved because it's a lesser amount and better score. Still could be a rough interest rate

[yerp]

There are many variables in acquiring a loan not just a credit score. For one is the 634 your FICO score or is it just your score from one of the 3 credit bureaus, Equifax, Experian and TransUnion? Other important factors include your debt to income ratio (recurring monthly debt divided by gross monthly income) if that ratio is in the 30 percentile you have a very good chance of getting approved, if its in the lower 40 percentile its a possibility you can get it and if its 45% and ^ you have no shot. Also is it going to be a collateralize loan or non-collateralize loan, meaning do you own something out right like a car or boat or what have you that you can allow them to take if you default on the loan. Of course income alone is a big factor, now since you say you are a hairdresser this is when not claiming your cash tips on your tax return come back to bite you in the ass. You can also increase the likelihood of getting the loan based on the institution you go to for it, some institutions are known for issuing micro-loans (generally speaking loans from $7,500 - $15,000) therefore it would obviously be beneficial for you to apply at those specific institutions instead of the ones known for more standard lending practices. I work in the financial industry so I certainly have some knowledge of the topic. If you want to pm me I can try an help more specifically for your situation an give you a couple places in the area I think gives you a better shot, beings we aren't too far apart.

[melody mayheim]

Thank you!!!!!

[melody mayheim]

Up to $1,560!!!!!

[melody mayheim]

Up to $1,610 on gofundme.com/melodymayheim
But have made over $2,000 in 2 months!!!
Thank you all who have continued to donate and support me!!!!!
Xoxo
♡

[melody mayheim]

Up to $1,635!!!!

[melody mayheim]

Why is it that every time I try to watch myself in porn I can't finish watching...I seriously burst into laughing way too hard...LMAO!

[Nikka]

wow wow congrats!