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Thread: YOUR FICO
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07-22-2008 #1
- Join Date
- Jun 2008
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- USA
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- 325
YOUR FICO
Probably an unworthy post, but what is your FICO credit rating? Do you have good credit?
Home is where the Heart is....
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07-22-2008 #2
- Join Date
- Mar 2008
- Posts
- 467
I get rated on Review Boards... does that count?
But seriously... you're stroking your cock then you think, I wonder what her credit score is... LOLOLOL ROFL
The tranny philosopher. Got a problem with that? Eat my round white ass biotch!
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07-22-2008 #3
- Join Date
- Mar 2006
- Location
- under sail
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- 1,032
Originally Posted by TS DANIELLE FOXXX
Alright Then.
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07-22-2008 #4
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07-22-2008 #5
Still high enough to get approved for a mortgage....but not high enough to get me a student loan w/o a cosigner. You tell me if that makes any kind of sense at all.
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07-22-2008 #6Originally Posted by BrendaQG
To the original question: Mine was 740 last year, 653 last month, 632 last week, and may dip into the cautionary 500s next month. Not a wit of the dwindling digits has to do with my so-called 'credit worthiness' as it does with the formula of debt-to-income ratio. Though I've never missed or been late on a payment, circumstances in my life in recent months raised balances into the stratosphere causing some APRs to quadruple, raising payment amounts and reducing the amount of principle paid down...Thus raising balances, ramping up rates, and making payments ineffectual...and again, and again.
The credit industry is the only one that I know of that punishes the people that perform the best.
"In times of universal deceit, telling the truth will be a revolutionary act." - George Orwell
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07-22-2008 #7
- Join Date
- Jul 2008
- Location
- Virginia
- Posts
- 655
I decided to pay off my mortgage as quickly as possible, in 10 years, although I'm sure there are those tax experts out there that recommend getting a mortgage and never paying it off!
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07-22-2008 #8
- Join Date
- Jun 2008
- Location
- USA
- Posts
- 325
Originally Posted by TS DANIELLE FOXXX
Home is where the Heart is....
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07-22-2008 #9Still high enough to get approved for a mortgage....but not high enough to get me a student loan w/o a cosigner. You tell me if that makes any kind of sense at all.
because a mortgage is on a tangible object .. a student loan isnt
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07-23-2008 #10
- Join Date
- Mar 2008
- Location
- Mudville
- Posts
- 61
This is right up my alley as I own a mortgage company, which basically means I am unemployed.
Anyway, my FICO is 750, pulled it 3 months ago.
If you want to know what is on your credit report, go to annualcreditreport.com - do NOT go to freecreditreport.com! They have cool advertisments, but guess how they pay for them? By having you sign up for their credit monitoring service, a total bullshit waste of money. Annualcreditreport.com is the site the three main reporting bureaus use to allow you to get their once a year report for free (a government requirement).
Anyway, credit scoring is once again important in the home buying process. No more 500 credit score home buyers.
"I gotta go lift"