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Thread: The Cost Of Transition
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03-30-2007 #21
I'm in for $50k+ on just surgical type stuff
Thailand trip Suporn - $10k (forehead/hairline, nose, chin, implants)
2nd breasts - $6500
Feminization lipo - $6000
2nd nose - $6000
Jaw/ 2nd chin Ousterhaut - $14k
laser - $4k
Hormones - I can't really add this up, quite a bit
What girls forget is that even then, you have cloths to buy, makeup to buy, shoes to buy. If you do porn you need a whole 2nd wardrobe of hooker clothes and shoes.
I think that 1 in maybe 10,000 TS girls can get away with transitioning with no FFS at all... and if you aren't latin or asian, that number would be somewhere around 1 in a million - at least from a quality of life perspective. Girls might be able to get away with a lot less and have a comfortable quality of life. For example, I was a pornstar with just laser, hormones, and my first thailand trip.
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03-30-2007 #22
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Get the body you want today!
Have you considered financing your
cosmetic surgery?
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03-30-2007 #23
Re: The Cost Of Transition
Originally Posted by Silvester
http://www.ts-lisa.com KITTYPRIDE IS MY BITCH
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03-30-2007 #24
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I admire you women. If i get as much as a shaving nick i get woozie from the sight of blood..lol All these operations are seriously hard core surgery and it seems going to another country for cheaper costs may have its increased risks??? How does that play into your decisions where to get it done ladies? Cost vs safety? Or is it also Dr. experience? In any regards, its money well spent.
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03-30-2007 #25
hmmmmmmmmmmmmm
Originally Posted by ottorocket
http://www.ts-lisa.com KITTYPRIDE IS MY BITCH
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03-30-2007 #26
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Re: The Cost Of Transition
Originally Posted by lisaparadise
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04-02-2007 #27
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Transgender Health Benefits
Most people are covered by some form of health insurance, whether it be employer provided, Medicare/Medicaid, or purchased by the individual. These health plans normally cover necessary medical care. Typical health plans have an exclusion list declaring certain types of medical care to be uncovered. Nearly all medical plans include transsexual needs on their exclusion list.
What Medical Treatments are Required?
Transsexuals usually must undergo
Psychological counselling, for the initial diagnosis, for guidance through the transition, and to obtain the letter required for surgery
Hormone Replacement Therapy (HRT) to adjust their body to their new gender role
Doctor's office visits in support of HRT. This includes lab work and other monitoring of the HRT.
Sex Reassignment Surgery (SRS), "the operation" changing their genitals to match their new gender role:
Transsexual women undergo penectomy and vaginaplasty. This procedure usually costs from $10,000 to $15,000.
Transsexual men usually undergo bilateral mastectomy and hysterectomy. In some cases they also elect phalloplasty (construction of a penis) but, since this operation is expensive and the results are often not very good, the standard SRS for transmen is mastectomy and hysterectomy.
These procedures are not optional, but may be required to save a life. They are also required by mosts states before personal documentation, such as the drivers license and birth certificate, can be updated with a new gender marker, permitting the person to live a normal life.
Yet many insurance policies exclude coverage of these needs.
In addition, a transsexual may optionally choose various cosmetic surgeries to make their appearance more typical of their new sex. For example, plastic surgery on the face or torso, or breast implants if the results of HRT are insufficient. Hair removal by electrolysis or laser is usually needed by transgender women. We do not necessarily advocate that these cosmetic surgeries be covered by insurance unless other similar cosmetic surgery is covered by a particular plan.
Is refusal to cover transgender health benefits discriminatory? This can best be answered by checking to see if the same medical procedures would be covered for non-transsexuals by the same plan. Is Hormone Replacement Therapy covered for post-menopausal women? Would Vaginoplasty or Phalloplasty be covered after an accidental injury or cancer? Are Mastectomies or Hysterectomies covered in case of cancer? Would gynocomastica, caused by a hormone imbalance, be covered? These are some of the same treatments and procedures needed by transsexuals. A fair health plan covers the same procedure for all employees, whether or not it is related to transsexualism.
Costs
The average cost for a male-to-female surgery is about $11,000. Adding in a cost of about $1000 for therapy, $1500 for hormones, and $500 for doctors visits and lab tests, the cost to transition averages about $14,000 over a two year transition period. (After completion of surgery, ongoing costs drop dramatically to cover only a small maintenence level of hormones.)
If these procedures are not covered by insurance, the transsexual must pay for them personally. Most surgeons require payment in advance. People have to save money for years to complete their transition. Those in lower paying jobs often can never afford the surgery. The impact on an individual can be overpowering.
How much would it cost your company to cover the basic medical needs of a transsexual? Transsexualism is very rare. According to the DSM-IV, it affects an estimated 1 in 30,000 people, The latest research estimates that the total annual cost per insured is $.11 to cover surgery, or $.64 to cover surgery, hormones, and therapy. With medical insurance costing upwards of $4,000 per year, the to cover THBs would be about .004%.
TAW has prepared a Research Report. that will help employers estimate the cost of THBs for their work force.
Is treatment considered "Medically Necessary?"
When a company decides to cover medical needs for its transsexual employees, it's not uncommon for the insurance company to still refuse coverage. Typical plans are worded so that the insurance company makes the determination, even though the plan is employer designed. It is often necessary to appeal to the company to approve coverage that the employer intended to cover.
In the past, it was commonplace for an insurer to claim that transsexual needs were experimental or cosmetic. The original surgery of Christine Jorgenson in 1952 was experimental. Today, the procedures are routine, and thousands undergo them each year. Those undergoing the surgery must comply with the Harry Benjamin Standards of Care which strictly outlines the diagnosis and procedure that must be followed for a true, medically necessary transition.
Recently, insurance companies have begun to claim that transsexual procedures are not medically necessary. When encountering such terms as experimental and medically necessary it is helpful to refer to the definitions of these terms as often used in medical practice. One useful glossary is on the Lucent benefits web site at http://216.220.43.231/mgt/library/mep/content.asp. The set of definitions can be found at http://216.220.43.231/mgt/library/mep/pdf/terms.pdf (If the web address above has changed, the content can be found here.)
When referring to these terms, language such as "standard, tested and accepted effective practice by the medical community at large" and "recognized standards of the health care speciality involved" will be found. It is useful to follow the logic of this standard. A transsexual is usually diagnosed with "Gender Identity Disorder", 302.85 in the DSM IV. Following the accepted psychological, psychiatric, and medical treatment for this diagnosis, one finds that the appropriate standard of diagnosis and treatment is the Harry Benjamin Standards of Care. These standards outline the appropriate and effective treatment for Gender Identity Disorder, including counselling, medical, and surgical. Applying the definitions, most practitioners will conclude that the treatments are indeed medically necessary by the recognized standards for medical necessity.
The Harry Benjamin Standards address this issue directly:
Sex Reassignment is Effective and Medically Indicated in Severe GID. In persons diagnosed with transsexualism or profound GID, sex reassignment surgery, along with hormone therapy and real-life experience, is a treatment that has proven to be effective. Such a therapeutic regimen, when prescribed or recommended by qualified practitioners, is medically indicated and medically necessary. Sex reassignment is not "experimental," "investigational," "elective," "cosmetic," or optional in any meaningful sense. It constitutes very effective and appropriate treatment for transsexualism or profound GID.
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04-02-2007 #28
Dr. 90210
I get scared to think about foreign doctors.
My surgery was expensive. My doctor is Gary Alter fron the "DR 90210" show on E channel in Beverly Hills, CA
My hormones are all the most expensive and only from american doctors.
Laser and Electrolisys were in Newport Beach and Beverly Hills, CA
http://www.altermd.com/
Total probaly in the $50,000 range and I am not done yet.
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04-02-2007 #29
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Re: Dr. 90210
Originally Posted by NadiaUSA
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04-02-2007 #30
-deleted-
And maybe its easier to withdraw from life
With all of its misery and wretched lies
If we're dead when tomorrow's gone
The Big Machine will just move on
Still we cling afraid we'll fall
Clinging like the memory which haunts us all