Thanks you you and the others for filling in the gaps in my knowledge. It supports the view that economists can tell us how markets work, but not predict how they will behave. It seems that the internet has created some rich people who in reality have done next to nothing to earn it, whether or not they use their money to make more, or just spend it I won't last long enough to know, or care. OnlyFans clearly works for a lot of people, particularly in this pandemic, so I hope there are good deals with HungAngels and they make enough to live on and save, but I really have no interest in slogan-addicted 'personalities' who become the 'meme' they identify with. She might as well be an Android. Ps I don't know who Dr Phil is either, unless it is Phil Donohue but I think he retired years ago.