With the economy going down the drain..

[Hara_Juku Tgirl]

What have you guys learned?

Be more frugal with your monies? Appreciate the fact that you still got a job and hasn't gotten the pink slip? Refrain from seeing escorts, Dollar meals, staying at home more etc.

Really, this thread is about anything/tips that you're doing to cope with this global recession (that might be beneficial to others)?

~Kisses.

HTG

[LTR_Seeker]

i have tigthen up the belt way more than last year but it will rebound evetually the economy if the idiots inside dc both parties stop being dummys & trying to bailout every thing cause they make bad busines decisions

[BrendaQG]

SPEND!!!. I'm serious. After I pay my bills whatever's left get's spent. The only way for the economy to get moving is for people to get spending, banks to get lending, and everyone to pay their bills on time.

[RubyTS]

whats funny is that people will cut corners everywhere except when it comes to pleasure. Drinking, gambling, clubs, escorts all still doimng pretty well. Im pretty sure thats y they're trying to put a tax on liquor no cuz regardless to this "DEPRESSION" clubs and bars are still packed

[Coroner]

Voting the Communist Party.

[jjhill]

I was a compulsive cd buyer, and I haven't bought a cd since Nas "Untitled" i know people say why buy when you can download? I work in the music industry, its like i heard waiters tip other waiters good cuz they know how it is. Its not that I can't afford to buy music, but those 15 dollars can go to other things. I didn't lose my job, I actually got promoted. I did feel bad for my former co-workers that lost theirs tho.

[RubyTS]

^^^^^My daddy has a job^^^^^

[jjhill]

^^^^^My daddy has a job^^^^^

oh you know it bay bay! :wink:

[barefootjoe69]

Buy stocks and Real estate now while the prices are low!

[BLKGSXR]

Buy stocks and Real estate now while the prices are low!Not just yet!!........Maybe when it starts getting better...

[barefootjoe69]

Buy stocks and Real estate now while the prices are low!Not just yet!!........Maybe when it starts getting better...

That defeats the purpose of buy low sell high. Once things start to get better the prices on both will jump.
High Risk = High Reward
Low risk = low reward

Some people like to play it safe.
I like to take the Risk!

[BLKGSXR]

Buy stocks and Real estate now while the prices are low!Not just yet!!........Maybe when it starts getting better...

That defeats the purpose of buy low sell high. Once things start to get better the prices on both will jump.
High Risk = High Reward
Low risk = low reward

Some people like to play it safe.
I like to take the Risk!Wrong time for risk.wont be better for yrs.....

[LilWyte]

unless u usin it for a rental property

[Hara_Juku Tgirl]

unless u usin it for a rental property

Even rental properties down here in LA has high vacancy rates!

~Kisses.

HTG[/img]

[barefootjoe69]

Buy stocks and Real estate now while the prices are low!Not just yet!!........Maybe when it starts getting better...

That defeats the purpose of buy low sell high. Once things start to get better the prices on both will jump.
High Risk = High Reward
Low risk = low reward

Some people like to play it safe.
I like to take the Risk!Wrong time for risk.wont be better for yrs.....

Now is the perfect time for risk!

[baileyandkc]

I'm going to work for AIG...

but they're only paying me $1.00 a year...

but the retention bonuses are nice! :banghead

[LTR_Seeker]

If i get pink slip ill just move in with Hara three company style pretend to be gay but be really banging her senseless lol

[Richctdude]

Ive learned to actually save money and not buy everything i see it only winds up being junk in my house anyway

[sucka4chix]

I punch every greedy bastard I see in the face! This includes rappers with gold fronts and fat people at CiCi's pizza!

[BLKGSXR]

Buy stocks and Real estate now while the prices are low!Not just yet!!........Maybe when it starts getting better...

That defeats the purpose of buy low sell high. Once things start to get better the prices on both will jump.
High Risk = High Reward
Low risk = low reward

Some people like to play it safe.
I like to take the Risk!Wrong time for risk.wont be better for yrs.....

Now is the perfect time for risk!You must not know the stock market?
Well to his/her their own. Hope it works out for you. Personally I wouldnt rush in. Id wait at least a year before I throw m money at anything.
Also BaileyandKC beautful reply about AIG....although many of the Exec's gave half of the money back already,The others have been asked by the government to do so.

[barefootjoe69]

Buy stocks and Real estate now while the prices are low!Not just yet!!........Maybe when it starts getting better...

That defeats the purpose of buy low sell high. Once things start to get better the prices on both will jump.
High Risk = High Reward
Low risk = low reward

Some people like to play it safe.
I like to take the Risk!Wrong time for risk.wont be better for yrs.....

Now is the perfect time for risk!You must not know the stock market?
Well to his/her their own. Hope it works out for you. Personally I wouldnt rush in. Id wait at least a year before I throw m money at anything.
Also BaileyandKC beautful reply about AIG....although many of the Exec's gave half of the money back already,The others have been asked by the government to do so.

LOL
I've been playing the market for over 15 years now and have been doing pretty well at it. I got out last year because I knew it was overinflated and I seen the Housing market ready to bust. Now I have most of my investment money in cash and ready to take advantage of the situation.
You sit on the sideline and watch.
I'm going to go make some more money!

[lahabra1976]

Buy stocks and Real estate now while the prices are low!Not just yet!!........Maybe when it starts getting better...

That defeats the purpose of buy low sell high. Once things start to get better the prices on both will jump.
High Risk = High Reward
Low risk = low reward

Some people like to play it safe.
I like to take the Risk!

Speaking of real estate, I heard something about getting a 15 thousand dollar tax credit if you buy house before June of this year.

[lahabra1976]

But one thing I did learn is there are some good parts of recession. For examle, the wait time at restaurants near me have dramatically decreased, which is great. I use to go to a place down the street that has a great Sunday brunch and at night I tend to go to Cheesecake Factory. A few years ago the wait was consistently 1-2 hrs. I hated it. Now anytime of night, almost get seated instantly. And my wife goes shopping, the cloths she gets are so much cheaper than a few years ago. Although if you are a married man you know that doesn't matter, cause she just ends up buying more and spending the same amount of money :( Oh well...

[Hara_Juku Tgirl]

If i get pink slip ill just move in with Hara three company style pretend to be gay but be really banging her senseless lol

Only if you promise to pay all the bills will that ever happen! So after getting that pink slip, I encourage you to hustle that ass pronto!! lol

~Kisses.

HTG

[meghanchavalier]

If you have an extra dollar or two always remember there are others out there who are always less fortunate. Donate that extra dollar to charities that help families who are homeless. It'll not only put a smile on their face, but also yours.

[LTR_Seeker]

If i get pink slip ill just move in with Hara three company style pretend to be gay but be really banging her senseless lol

Only if you promise to pay all the bills will that ever happen! So after getting that pink slip, I encourage you to hustle that ass pronto!! lol

~Kisses.

HTG Nio way youre going toi have to pay your fair share ill be your sex slave then ill fan you with palm fan & call your Harapatra

[addicted]

what you learn is you cant trust the govt because wall street owns them. you learn that the federal reserve is a private corporation and has destroyed the dollar and the dollar is worth 3 cents. the learn about the obama deception. you learn that there are great people in this country that can help like ron paul and ralph nader but they are not given the chance. you learn that anytime the govt tries to runs things they screw it up. you learn that this 800 billion bailout went down ratholes and all the money is lost and pissed away. Not 1 cent was used to help the average person only to their buddies on wall street.

[hungbrandonfan]

I learned my Obama vote meant exactly nothing, no change...just the same partisan bullshit with a different name leading it all. I'm voting libertarian next time.

[LTR_Seeker]

I learned my Obama vote meant exactly nothing, no change...just the same partisan bullshit with a different name leading it all. I'm voting libertarian next time. anyone who thought he was going to be any diffrent than usual dc bull shit was hugely naive

[Odelay]

How did this branch off into a political ragefest? Some people have issues.

Anyway, I am less busy at work and that has me plenty worried. A 2nd round of layoffs is rumored to be coming in about 3 months. However, with the extra time I'm taking a lot of free online training offered by my company. I hope to get another certification before getting laid off.

[LTR_Seeker]

well its entirely tied to poltics the people in dc created this mess the gop the dems & the white house all

[salvador]

What have you guys learned?

Be more frugal with your monies? Appreciate the fact that you still got a job and hasn't gotten the pink slip? Refrain from seeing escorts, Dollar meals, staying at home more etc.

Really, this thread is about anything/tips that you're doing to cope with this global recession (that might be beneficial to others)?

~Kisses.

HTG

Nothing much has changed for me, not one little thing really.

Except perhaps that I'm selling more work now than I did before.

Still have a big fucking crush on you though.

[Hara_Juku Tgirl]

What have you guys learned?

Be more frugal with your monies? Appreciate the fact that you still got a job and hasn't gotten the pink slip? Refrain from seeing escorts, Dollar meals, staying at home more etc.

Really, this thread is about anything/tips that you're doing to cope with this global recession (that might be beneficial to others)?

~Kisses.

HTG

Nothing much has changed for me, not one little thing really.

Except perhaps that I'm selling more work now than I did before.

Still have a big fucking crush on you though.

:oops: Aww thanks! That's good news. Glad to hear you're selling those paintings sweety. ;)

~Kisses.

HTG

[salvador]

What have you guys learned?

Be more frugal with your monies? Appreciate the fact that you still got a job and hasn't gotten the pink slip? Refrain from seeing escorts, Dollar meals, staying at home more etc.

Really, this thread is about anything/tips that you're doing to cope with this global recession (that might be beneficial to others)?

~Kisses.

HTG

Nothing much has changed for me, not one little thing really.

Except perhaps that I'm selling more work now than I did before.

Still have a big fucking crush on you though.

:oops: Aww thanks! That's good news. Glad to hear you're selling those paintings sweety. ;)

~Kisses.

HTG

Oh Thanks yeah, Like hot cakes babe, selling like hotcakes.

[Hara_Juku Tgirl]

Don't make me 'think' breakfast..i might just run at Denny's or Ihops a few blocks from me and this late. lol

~Kisses.

HTG

[salvador]

Don't make me 'think' breakfast..i might just run at Denny's or Ihops a few blocks from me and this late. lol

~Kisses.

HTG

Oh right , well sorry about that. If I were there I'd go with you.

[arnie666]

Not been effected. But I would say I have never been able to get into debt problems in the past because not only would I have been in trouble with the bank but with my employer too as the bank can legally go to my employer for the monies.


So that meant I was always careful with my money. My main tip is always look at your bank statements and keep at track of what is going out each month. The people who end up in the shit are those who put their bank statements at the bottom of the drawer and forget about them.Also those who make big purchases like expensive cars and not realise they have to maintain them and service them, price of petrol ,insurance etc. Expensive car parts cost more.

Lots of people don't factor it all in when they see a shiny new jag or merc.And before they know it, they are looking at repossessions, bank charges , they take more loans out to sort out the loans they already have and so it continues.

[jjhill]

How did this branch off into a political ragefest? Some people have issues.

Anyway, I am less busy at work and that has me plenty worried. A 2nd round of layoffs is rumored to be coming in about 3 months. However, with the extra time I'm taking a lot of free online training offered by my company. I hope to get another certification before getting laid off.


good luck ode

[Odelay]

How did this branch off into a political ragefest? Some people have issues.

Anyway, I am less busy at work and that has me plenty worried. A 2nd round of layoffs is rumored to be coming in about 3 months. However, with the extra time I'm taking a lot of free online training offered by my company. I hope to get another certification before getting laid off.


good luck ode

Thanks!

[jjhill]

"If money makes the man, then on Iraq land, Saddam statue would still stand, on top of the sand"-AZ